Unemployment insurance or benefits do not last forever. In general, they will last for twenty-six weeks. Nevertheless, most states provide extensions when there is a high rate of unemployment. If you are near to losing your benefits, you have to make an action plan to fall back on. This could mean tighter budget with further plans for housing, car payment and other costs. If you are renting, consider getting out of the lease and explain that you are unemployed. You could have a roommate to help you share expenses or temporarily move while looking for a new job.

Moreover, you may pick up part time job to help you tide over while you continue looking for a new job. You may opt to pick up odd jobs to supplement your income. When your unemployment benefits run out, you should seriously consider a temporary job or wait at tables to save you from going hungry.

Make sure to continue looking for work regularly and utilize your networks to help you. Try to expand the field that you are searching and the geographical location as well. You could find a job in a different city or state. Contact your creditors immediately if you are unable to make payments. Some credit unions allow you to skip a car payment or extend your loan to a month in special cases.

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