Unemployment insurance, commonly known as UI gives workers who lost their jobs without their fault with weekly payments. This program is one hundred percent funded by employers who pay taxes on the wages they paid to their employees. Unemployment insurance has certain requirements, including previous wages, separation from your last job and availability to look for a new job. These requirements should be met to avail of the benefits.

You must be able to present documentation of your previous wages earned. Moreover, there should be a valid reason why you lost your job. If you quit your job voluntarily, you should provide proof why such as undesirable workplace or abuse from your employer. In order to receive your unemployment insurance benefits, you should actively be seeking for new employment; otherwise you will not qualify to get the benefits. Every week of your benefits, you should actively look for a full-time job, physically capable to work and accept suitable work.

While your unemployment insurance claim is kept confidential, some information has to be shared with some government agencies that are allowed by law. These government agencies use the information for programs such as food stamps, medical and child support. Moreover, if you receive payment through a debit card, information is shared with a bank that manages the debit card account.

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