Unemployment insurance does not only help workers and their families but also play a big role in helping communities, businesses and the economy of the country. It was created in the year 1935 as a response to the Great Depression when millions of people are out of work. Today, this program helps cushion the impact of the economic crunch and recession and brings stability to states, communities and the nation by giving temporary income for those who were laid off from their work.

The UI or the Unemployment Insurance Program provides unemployment insurance payments weekly for people who are out job without fault of their own. Employers who pay taxes on the salaries paid to their employees finance this program. There have been enhanced online services when it comes to claiming for unemployment benefits. People can just log in to the unemployment site of their particular state and fill up a form.

Only those who are actively looking for a job can avail of the unemployment insurance and must have enough wages and work covered in employment. One should be willing and ready to work and must be prepared to begin employment to qualify for these benefits. Make sure to file for your unemployment claims immediately after you losing your job because it will take weeks for processing and to receive your first check.

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