Unemployment benefit or insurance provide jobless workers through no fault of theirs with money payments for a certain time or until he or she gets a new job. This benefit is provided by the state unemployment insurance programs. The state will determine the eligibility, amount of benefit and duration of benefits for an individual.

After losing your job, the first thing that you should do is to file for unemployment insurance, which could take two to three weeks before you get a check. Therefore, the sooner you file, the faster you will get the pay. Unemployment benefit may be filed on the internet or over the phone. Important details such as social security number, mailing address with zip code, telephone number, employment dates, address and name of previous employer will be required.

Claiming your unemployment benefits normally takes a few weeks after filing. In some states such as New York, there is just one-week waiting period, thus the second week claimed is the first week for payment. As soon as your claim is approved, you will be able to file for your benefit weekly through mail or phone. Again, it is necessary to file for the claim immediately after you are laid off so you can avail of the funds sooner.

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