If you lost your job due to a lay-off, the first thing that you should do is to check out how to collect your unemployment claims or benefits. Application is done through the local unemployment office in your state. The officer in the unemployment office will determine if you qualify or not. As soon as you qualify, your weekly benefits will be calculated. However, it would also be a good idea to learn how to compute it yourself so you can estimate your expenses and obligations every week.

Calculate your possible weekly benefit rate or WBR, which is around four percent of the highest quarter wages. Determine the highest quarter that you received the highest pay and calculate your earnings for that quarter. Your unemployment claims is computed using this amount. If you started your claim in November 2009, you will use a base period of July 1, 2008 to June 30, 2009 and the highest quarter during this period will be used to calculate your earnings. The maximum benefit rate every week will require earnings of $8,875 for a $355 check weekly while the minimum benefit requires $1325 for a $53 check every week.

If the partial gross income is different, make it a point to calculate your unemployment benefits for each week. The amount of the benefit will differ if the gross income varies.

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